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Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.
Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.
Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.
Nonrenewal
The termination of an insurance policy at its normal expiration date.
Towing & Labor Coverage
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.
Premium
The money paid for an insurance policy based upon the coverage provided.
Deductible
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.
Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.
Junk Title
A Junk Title is issued on a vehicle damaged to the extent that the cost of repairing the vehicle for safe operation exceeds its fair market value; or a vehicle that has been declared a total loss by an insurer or other state or jurisdiction.
Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.
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